BlinkPay’s payment solutions integrate merchants with Open Banking APIs, resulting in improved efficiency, earnings and customer satisfaction.
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Blinks Bills is an in-bank digital invoicing platform that seamlessly integrates billers and banks. Businesses can directly send their bills to customers, who can receive, store and pay them through their online banking apps (both mobile and desktop).
Transactions are faster than direct debit and credit card, while bill clearance is more accurate.
Archaic billing systems are replaced with advanced technology that reduces costs to present bills.
Only paying for what you bill makes saving easier.
Receive bill payments from multiple banks through one connection.
Reconciliation errors and customer support queries are reduced due to increased accuracy.
Robust security that’s backed by the ISO 27001 certification.
Blinks Bills is an in-bank digital invoicing platform that seamlessly integrates billers and banks. Businesses can directly send their bills to customers, who can receive, store and pay them through their online banking apps (both mobile and desktop).
Same-day setup for approved merchants. Our modern APIs mean easy to set and easy to use.
We are ISO27001 certified applying international information security standards to protect your customers’ data.
Unlike other insecure screen scraping methods, we are contracted and approved by each bank we support.
Help when you need it with local 24 hour support.
Our fees are much lower than card based and other online payment methods.
Customers can make payments to you easily via their mobile phone and banking app.
Blink Autopay is a great add on to our PayNow product for businesses who require the ability to automatically deduct payments from their customers’ accounts on a recurring basis.
Autopay is purpose built to be a modern online customer friendly replacement for Direct Debits but without the costly and antiquated processing.
No form filling for customers and completed with minimal interaction.
Your customers can instantly approve an Autopay arrangement online. No more 5 day processing delays.
Sign up for Autopay and you are instantly connected to all of our participating banks. This ensures maximum customer coverage.
You can set an agreed threshold to your Autopay arrangement meaning you do not have to notify a customer of an increase as long as it's within the range.
Our Autopay services will not debit a customer’s account if they do not have sufficient funds. This eliminates costly dishonours.
Fees are much lower than credit cards and are competitively priced against direct debits.
Blink Bills is a bill presentment and payment service that makes it easy for your customers to pay with convenient and secure payments direct from their online or mobile banking.
With Blink Bills, your customers will receive their bills in their online or mobile bank, with the option to pay straight away or schedule payment for later.
They can schedule payments, get reminded of the due date* and never miss a payment again. Here’s a summary of how your customers can benefit from Blink Bills:
- Easy access. Customers whose banks offer Blink Bills can access their bills anytime and from anywhere on their online or mobile banking app.
- Convenience. Customers can view and pay multiple bills from multiple billers all from the one location, making it faster and easier to pay.
- Choice. Your customers can choose when to pay.
- Organisation. Bills can be viewed, paid and stored in one electronic location — no more filing required.
- Use Blink Bills to send bills and statements online to your customers’ banking apps in bulk – so you save time.
- Deliver bills straight to your customers’ banking platforms – so they’re right where they need to be.
- Help your customers to pay on time, with electronic reminders.
- Get paid faster, with cleared funds in your account (subject to standard banking transfer timeframes)
- Drive traffic to your website by putting links to special offers in your bills.
Sign up with us and we will ensure that you can integrate with our modern APIs. Then when you are ready, send your bill data to BlinkPay. We’ll send bills and statements straight to your customers’ online bank, where they can view the bill and pay.
To become a Blink Bills biller, first contact your bank. We’ll work with you and your bank to help test and implement your Blink Bills system.
Your customer will receive a notification of a new bill from their bank (either in their online or mobile banking, or by email, or both).
When they log into their internet or mobile banking, they can view a bill summary in the Blink Bills section, which includes information like the biller, payment amount and due date. Clicking on a link in the bill summary will take them to a more detailed view of the bill that may also include a pdf version of the bill. The level of detailed information can be configured to suit your requirements.
You need to set up Blink Bills with your biller and bank to start receiving bills. Locate the BlinkPay or View Bills section in your Banking app and follow the steps to set it up. You will only need to do this once by agreeing to your bank's terms and conditions.
Select Add Biller and follow the steps. From the BlinkPay section in your banking app, select Add Biller and follow the registration steps. You will be asked to enter information that enables us to verify the correct biller account for you.
BlinkPay sends emails on behalf of your biller to verify your account. BlinkPay needs to verify that you are entitled to receive information from a specific biller’s accounts. It does this by matching and verifying data you enter during the registration process with information held by your biller. The process is completed when you confirm the terms and conditions via email.
Select Add Biller and follow the steps. From the BlinkPay section in your banking app, select Add Biller and follow the registration steps. You will be asked to enter information that enables us to verify the correct biller account for you.
Select Add Biller and follow the steps. From the BlinkPay section in your banking app, select Add Biller and follow the registration steps. You will be asked to enter information that enables us to verify the correct biller account for you.
Select Add Biller and follow the steps. From the BlinkPay section in your banking app, select Add Biller and follow the registration steps. You will be asked to enter information that enables us to verify the correct biller account for you.
To start using Blink PayNow, contact us and we will work with you to ensure that our service is integrated correctly with your online systems.
Blink AutoPay is a new modern payment method that allows you to debit payments directly from your customers’ bank accounts on a recurring basis. Blink AutoPay is an API based service that connects directly to participating banks resulting in a streamlined sign up process and instant payment processing.
Blink AutoPay uses modern APIs. Blink PayNow uses modern APIs that can be easily incorporated into your website or app as a payment method. Our APIs enable your business to initiate a recurring payment request directly to a customer's bank account for approval. Once a request is approved, transactions can be initiated with each billing cycle on a recurring basis without any additional approvals.
Blink AutoPay is NOT a Direct Debit arrangement. Blink AutoPay operates under the New Zealand Open Banking Standards. The standards provide for functionality that enables recurring payments from a customer's account as long as they consent to the request. The Direct Debit rules do not apply to Blink AutoPay meaning a much simpler set up and faster processing times.
BlinkPay uses NZ Industry approved technology. BlinkPay utilises the new New Zealand Open Banking standardised APIs. This means payments are made using secure and approved technologies. BlinkPay is also a registered user with Payments NZ.
BlinkPay has contracted with banks. BlinkPay offers its services through participating banks that have entered into direct contracts and granted access to BlinkPay to enable customer payments.
Once you have added Blink AutoPay to your website or app as a payment option, your customers follow these simple steps.
1. Choose to pay with BlinkPay when they see it as a payment option
2. Select their bank and click proceed with payment
3. Enter a bank identifier (maybe a cell phone number or other approved bank identifier - we will never ask for your customer’s login password)
4. Open their banking app as normalApprove the AutoPay payment request and they’re done
BlinkPay Now is a new service and we are offering competitive rates when compared to any current merchant payment offerings.
Yes, customers can cancel a Blink AutoPay arrangement at any time. They can do this from their banking app. However, once cancelled, BlinkPay can alert you immediately so that you can contact your customer.
Payment requests that cannot be completed are designated as declined. This will occur if the customer has insufficient funds at the time the AutoPay request is initiated. This will not result in a dishonour meaning no costly dishonour fees or processing.
